MICHAEL SORENSEN - BROKER, ABR, SFR, CDPE #1 AGENT FOR THE #1 CHICAGO RE/MAX(2010/2009) CDPE: Certified Distressed Property Expert SFR: Short Sale and Foreclosure Resource 2010 RE/MAX PLATINUM CLUB AWARD (TOP 1% IN ILLINOIS) 2010 CHICAGO ASSOC. OF REALTORS TOP PRODUCER AWARD
I SOLD Over 100 Properties Since 2007 Exceeding $25 Million in Sales Volume!
Free Short Sale Listing Service - Call me now: Tel 773-987-8224 - Tel 847-696-1664 Mówie Po Polsku/ Estoy Aprendiendo Español
My Short Sale Designations & Certifications:
My Awards & Recognitions For Sales Achievements:
#1 Agent For RE/MAX CITY - Ranked #1 RE/MAX Office in Closed Short Sale Transactions in the whole Chicagoland area including Chicago and all 7 Counties: Cook, DuPage, Lake, McHenry, Kane, Kendall and Will! (MLS 2010)
Work with The Best! Top Producer with Top Results!
My Sales Records: 2010: $8,000,000 in Sales Volume 2009: $9,000,000 in Sales Volume
I Sell More.. Because I Do More. Where Do You Want To Be?
Free Short Sale MLS Listing including Virtual Home Tour + Free Short Sale Negotiations + Free Short Sale Attorney! No Closing Costs To Seller (Bank pays us)! 9 out of 10 approved!
No Other Chicago RE/MAX Sells More Real Estate Than RE/MAX CITY. We are The #1 RE/MAX Office in the whole Chicagoland area in closed Short Sale transactions including Chicago and all 7 counties: Cook, DuPage, Kane, Kendall, Lake, McHenry and Will (source: MRED 2010). MICHAEL SORENSEN is The #1 Agent For RE/MAX CITY in Closed Short Sale Transactions and Sales Volume (2010/2009/MRED).
I Offer Free Short Sale Listing Service + Get up to $3,500 Seller Relocation Assistance at closing: $3,000 from HAFA (see if you qualify: http://makinghomeaffordable.gov/hafa.html ) + $500 from Michael Sorensen on any property listed and sold with me over $100,000 in 2011.
Chicago & Illinois Leading Short Sale Specialist Serving Chicago & ALL Suburban Chicago, Illinois
I Short Sell Homes worth $100,000 or more with Extremely High Short Sale Approval Rate
We can help you negotiate a short sale even if the property is in advanced foreclosure with auction scheduled.
MICHAEL SORENSEN - Top 1% Rated Agent in Residential Sales in the Entire MLS system. (source: MLS/ Midwest Real Estate Data, 2009/2010)
Why Chicagoland Short Sale Sellers Choose Michael Sorensen Short Sale Group: 90% Short Sale Approval Rate with one lender and 75% short sale approval rate with two lenders involved, no cost to seller, no deposit required, no real estate commissions (we will ask the short sale lender to pay the sellers closing costs), seller legal representation included at no charge, credit report will show mortgage as settled or paid as agreed, seller avoids foreclosure. Seller may also qualify for a $3,000 relocation assistance under HAFA: http://makinghomeaffordable.gov/hafa.html
We serve: Chicago and Cook, DuPage, Lake, McHenry, Will, Kane, Kendall, Boone, Dekalb, Grundy County Illinois Short Sales. No Suburb is too far! I come to you.. I am willing to travel 1 hour from my Chicago Norwood Park/ Park Ridge office to list your short sale property.
Note: I no longer list short sale properties worth substantially below $100,000, Aurora Loan Service and Ocwen Short Sales due to the slim chance of getting the short sale approvals.
Free Virtual Tours with unlimited photos! - I bring my own camera to take pictures of your property. See My Virtual Tours or Click Red Spinning House to see my sample presentation:
SHORT SALE SELLERS - YOU WILL NEVER BE ASKED TO PAY US ANY MONEY or to put a deposit down on any of our Short Sale Service. Realtors Commissions, Sellers Attorney Legal Representation, Short Sale Negotiators, Title Company, and other closing costs are paid by the sellers short sale lender, from the proceeds of the short sale, at closing.
We understand that you are in financial hardship already. There is no charge to the homeowner for any of our short sale service regardless if the deal closes or not. Plus, you have the right to cancel the short sale listing at any time if you are not satisfied with the results. We negotiate our fees directly with your short sale lender and are paid by the lender. Call me for a free 2nd opinion before you list your home with another broker.
Chicago Foreclosures (March 24, 2011): As of March 24, 2011, there were 20,583 properties in foreclosure in Chicago, IL (mortgage defaults where borrowers missed 3 or more payments). Thats ~2,000 less than in Jan. 2011. Source: Realtytrac.com.
In 2010 in the Chicagoland area, foreclosure filings totaled 80,618, in Cook County; 10,646 in DuPage County; 9,041 in Kane County; 2,612 in Kendall County; 11,026 in Lake County; 5,385 in McHenry County and 11,027 in Will County.
What is a Short Sale? A Short Sale is a Pre Foreclosure Workout Solution. Its a Real Estate Sales Transaction contingent upon the successful negotiations with Sellers lender(s), lienholders and/or other third parties to accept a payoff of less than the total amount owed.
Why Banks Do Short Sales? Banks agree to do short sales when a short sale makes more financial sense to bank than foreclosure.
FORECLOSURE: The average loss per Foreclosure (REO) is 65%. That means the investor (note holder) nets only $35,000 on a $100,000 note. SHORT SALE: The average loss on a Short Sale is 40%. Using the same $100,000 original note example, the investor ends up with $60,000, that is a savings of a 25% of Short Sale versus Foreclosure.
How long does it take to do a Short Sale? - there is no specific answer to this question. Short Sale process can take as little as 2 months or could go for over a year. 5-6 months is the average to complete a realestate short sale transaction: 1-8 weeks marketing time (finding a buyer), 2-3 months for bank approvals, 4-6 weeks to close the deal.
I do not take the following short sale listings due to the slim chance of the short sale approvals: 1.) Severely damaged, destroyed or vandalized properties. The property must be in livable condition. 2.) Current market value substantially below $100,000. 3.) Seller not sure if he/she wants to sell the property. 4.) Too many mortgages or liens on the property, IRS liens, building code violations. 5.) No access to property due to lack of cooperation from the seller or tenant. 6.) Eviction pending. 7.) Seller tries to short sell to a family member or make illegal profit from the short sale. 8.) Aurora, Ocwen and ING.
There can be no assurance that your short sale will be approved.Some banks dont do short sales, others may decline short sale or a loan modification and choose foreclosure as a financially better option, especially if they have guaranteed loss protection or are insured against potential loss.
The Best lenders to do short sales with are: CitiMortgage/Citi Bank, Harris Bank, Chase Home Finance - if you have a mortgage from Citimortgage or Harris, there is a good chance your short sale will be approved, especially on owner occupied single family houses.
The Worst lenders to do short sales with are: Aurora, Ocwen, ING and Bank of America.
Additional Short Sale info: www.Chicago-IL-Short-Sale-Foreclosure.com/ShortSaleMICHAEL SORENSEN - Experienced Short Sale Specialist Serving Chicago & Suburban Chicago Short Sale clients. In a Short Sale, I represent the seller, not the bank (the bank is not my client). Your odds are 9 out of 10, or there is a 90% chance your short sale will be approved when you list your property with me. My experience, marketing and pricing strategy is the key!
We have successfully negotiated short sales with virtually all lenders: JP Morgan Chase Bank (Washington Mutual), Citi Bank/ CitiMortgage, Wells Fargo, PNC/ National City Bank (MidAmerica Bank), Bank of America (Countrywide), Deutsche Bank, 5/3 Fifth Third Bank, Wilshire, US Bank, FHA, PMI, Fannie Mae, Homeq, AHMC, HSBC, EMC ..and many others.
Do You Owe More Than The House is Worth? Short Sell it with me.. Fast, Easy & Free! Bank Pays Realtors Commissions, Sellers Attorney Legal Fees, Title Company and Sellers other Closing Costs!
RE/MAX CITY - Chicago & Suburban Chicago Illinois Top Ranked, Best Selling. Award Winning REMAX Realty Office, Chicago Short Sale Real Estate Agents and Brokers specializing in Short Sales, Foreclosure help in Chicago & Suburbs Illinois. We short sell all types of properties at no cost to the seller: condos, houses, townhouses, multi family buildings.
We have partnered with the Best Real Estate Attorneys specializing in short sales and foreclosures. Our lawyers speak English, Polish and Spanish.
SHORT SELLING WITH MULTIPLE LENDERS. If you have two or more mortgages, all lenders will have to approve the short sale. The 1st lender will most likely cancel the balance owed, but the 2nd lender may ask the seller for a cash contribution or to sign a promissory note and agree to re-pay part of the loan after the closing, due to the fact that they are left with almost nothing at closing.
List with me and your property will be also advertised on our competitors websites like Coldwell Banker, Century 21, Keller Williams, Prudential, Baird & Warner and many others.
- Chicago Polish Realtor - Illinois Polish speaking real estate agent - Mowimy po polsku, polski agent, polskie biuro - Domy w Chicago - Nieruchomosci w Chicago - Kupno domu, Sprzedaz domow, Darmowa wycena - Biura Posrednictwo obrotu nieruchomosciami
Short Sale, Foreclosure Related Terms & Definitions Short Sale. (Pre Foreclosure Sale, Short Sell, Short Pay Sale) Definition: Short Sale is a Real Estate Sales transaction where the proceeds of the sale fall short of the property owners outstanding real estate debt obligations (mortgage loans, real estate taxes, etc..).
Mortgage. A mortgage is a loan to finance the purchase of real estate. Its a legal document that ties a promissory note (to repay the loan) to the property. The owner holds the title to the property but the lender has a lien on it, as a collateral for the loan. Foreclosure. Definition: Repossession of a real property. A legal process by which the lender forces a sale of a mortgaged property because the borrower has not met the terms of the mortgage.
REO. Definition: Real Estate Owned. Refers to Bank or Corporate owned property aquired through foreclosure. If a property does not sell at the sheriff sale (auction), it goes back to the lender and becomes an REO. BPO. Definition: Broker Price Opinion. Its a mini appraisal. Lenders order BPO or property appraisals to establish FMV (Fair Market Value).
BUYERS CLICK HERE TO VIEW 1000'S OF SHORT SALES/ FORECLOSURES/ MLS LISTINGS/ REO/ BANK OWNED/ FORECLOSED PROPERTIES CLICK HERE SEARCH FROM 1000'S OF CHICAGO SHORT SALE HOMES/ ILLINOIS FORECLOSURES REAL ESTATE LISTINGS/ FIND MLS LISTINGS/ REO PROPERTIES/ VIEW BANK OWNED FORECLOSED HOUSES, CONDOS, TOWNHOUSES, MULTI FAMILY BUILDINGS IN CHICAGO & NORTHERN ILLINOIS: BOONE, COOK, DUPAGE, KANE, KENDALL, LAKE, MCHERY, WILL, WINNEBAGO COUNTY - CLICK MLS SEARCH BELOW www.FindChicagoShortSalesIllinoisForeclosures.com
Sellers. Do you owe more than the house is worth?
Short Sell it with me for free: In a Short Sale transaction, the sellers lender pays the sellers typical closing costs and our fees: - Do a Short Sale! Avoid Foreclosure! - Get a Free MLS Listing with a Virtual Home Tour - REALTORS Commissions are paid by the bank - Title Company Fees are paid by the bank - Seller Attorney Legal Fees are paid by the bank - Unpaid property taxes are paid by the bank
Venta de Casas en Chicago, Compradores, Vendedores, Short Sale, Foreclosure. ------------------------------------ 3D flags courtesy of
BUYERS. Are You Looking to Buya Home, Investment Property, Short Sale or Bank Foreclosure REO in Chicago or Suburbs? Please Call Our Buyers Agents To Schedule Showings on Any Property Listed in The MLS by Any Broker, Anywhere.
WE REQUIRE A PROOF OF FUNDS/ MORTGAGE PRE-APPROVAL BEFORE WE SHOW YOU ANY LISTINGS.
BUYERS, Get a PriorityBuyer Mortgage Pre Approval For a Home Loan with Wells Fargo Closing Guarantee.
Get your offer noticed by sellers and real estate agents by combining Wells Fargo Closing Guarantee with preapproved financing. Obtaining a PriorityBuyer® preapproval letter shows sellers and real estate agents that you already have a conditional loan agreement.
Wells Fargo credit score requirements for FHA loans: Under 500 score >> sorry, we cannot do it 500-579 score >> 10% downpayment* 580-599 score >> 5% downpayment 600+ score >> 3.5% downpayment 3% seller contribution is allowed. *Downpayment cannot be a gift. Call Paul for details.. 847-318-8942
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Michael Sorensen - Broker Associate at RE/MAX CITY REALTORS Norwood Park Chicago, Chicago Short Sale Specialist, Polish Spanish Speaking Top Realtors, Best Realtors, Top Realty, Top Real Estate Agent, Chicago Best Selling Remax Realty Office in Chicago Illinois, Real Estate Agents in Addison, Arlington Heights, Algonquin, Alsip, Antioch, Aurora, Bannockburn, Barrington, Bartlett, Belvidere, Bensenville, Berwyn, Bloomingdale, Bolingbrook, Buffalo Grove, Bridgeview, Burbank, Burr Ridge, Carol Stream, Carpentersville, Cary, Cicero, Crystal Lake, Deerfield, Deer Park, Des Plaines, Downers Grove, Dundee, Edison Park, Elgin, Elk Grove Village, Elmhurst, Elmwood Park, Evanston, Fox Lake, Forest Glen, Franklin Park, Geneva, Genoa, Glencoe, Glendale Heights, Glenview, Grayslake, Great Lakes, Gurnee, Hainsville, Hampshire, Hanover Park, Harwood Heights, Hawthorn Woods, Highland Park, Hinsdale, Hoffman Estates, Huntley, Ingleside, Inverness, Island Lake, Itasca, Ivanhoe, Irving Park, Jefferson Park, Joliet, Kenilworth, Kildeer, La Grange, Lake Bluff, Lake in the Hills, Lake Forest, Lake Villa, Lakeview, Lake Zurich, Lemont, Libertyville, Lisle, Lincoln Park, Lincolnshire, Lindenhurst, Lombard, Long Grove, Marengo, McHenry, Melrose Park, Morton Grove, Mount Prospect, Mundelein, Niles, Naperville, Norridge, Northbrook, Northfield, North Center, North Chicago, Northlake, Norwood Park, Northshore, O Hare, Oak Brook, Oak Lawn, Oak Park, Old Town, Orland Park, Palatine, Park Ridge, Plainfield, Prairie View, Portage Park, Prospect Heights, Richmond, River Grove, Riverwooods, Rockford, Rogers Park, Rolling Meadows, Rockford, Roselle, Round Lake, Schaumburg, Schiller Park, Skokie, Sleepy Hollow, South Barrington, South Elgin, Spring Grove, Spring Grove, St. Charles, Stone Park, Streamwood, Sugar Grove, Summit, Sycamore, Sugar Grove, Tinley Park, Vernon Hills, Villa Park, Winnetka, Wadsworth, Wauconda, Waukegan, Wayne, Westchester, Wheaton, Wheeling, Willowbrook, Wilmette, Winthrop Harbor, Wonder Lake, Wood Dale, Woodridge, Woodstock, Zion, Illinois.
Chicago Illinois Real Estate Referral Network. Relocation service - relocating to Chicago - moving to Northern Illinois area.
Lenders studied the relationship between credit scores and mortgage delinquencies. There was a definite relationship. Almost half of those borrowers with FICO® scores below 550 became 90 days delinquent during their mortgage. On the other hand, only 2 out of every 10,000 borrowers with FICO® scores above 800 became delinquent.
The chart below shows the likelihood of a 90 day delinquency for specific FICO® scores.
FICO® Score
Odds of a Delinquent Account
550
1 in 2
600
1 in 4
615
1 in 9
630
1 in 18
645
1 in 36
660
1 in 72
680
1 in 144
780
1 in 576
If you were lending a couple hundred thousand dollars, who would you want to lend it to?
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>> BUYERS - Sign up for My Property Finder and search from over 120,000 properties available for sale. You can search by Map or MLS number, property address, school district, find short sales or bank foreclosures, etc.. There is no need to search other websites since my site is updated daily with virtually every property for sale from all MLS participating brokers (not just RE/MAX).
Who qualifies for a Short Sale? Short Sale applicants should have: 1.) legitimate and verifiable financial hardship. 2.) seller cannot keep the property. 3.) facing imminent foreclosure. 4.) declined loan modification. 5.) your total monthly income should not exceed your total monthly expenses.
I list and sell all types or properties, anywhere in Northern Illinois (North of Kankakee). No suburbs are too far. I participate in a Buyers Broker Referral Network so you will never miss a showing regardless how far the property is from my office.
Want more exposure? - forget printed ads! List your property with a Top Internet Marketing Expert
Why hire me?
I am a Full Time Realtor - most agents sell real estate on a part-time basis - how will they handle inquiries about your home if they are stuck on the other job?"
I Offer Risk Free - No Obligation Short Sale Listings in Chicago and Suburbs Illinois!
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My listings have an Executive Status on Realtor.com with up to 25 Photos, Free Virtual Tours plus Premium Positioning and Better Exposure - Homes over $500,000 have Renowned Executive PropertyStatus with Remax Distinctive Signage and are advertised through Remax Luxury Homes Collection in addition to regular advertising.
What is a Short Sale? How to do a Short Sale? Why Short Sales are so popular today in Chicago & Suburbs? Short Sale information, Chicago & Suburbs Illinois Short Sale & Pre Foreclosure info:
YOUR HOMES VALUE The correct market value of a home is the highest price estimate that a potential buyer might be willing to pay. To assist you in determining the correct asking price we provide you with a Comprehensive Market Analysis (CMA) of comparable properties recently sold and offered for sale in your neighborhood. Pricing your home right from the beginning is critical. A home priced at a market value will attract more buyers and agents than a home priced above market value. Greater number of potential buyers will increase your chances for a higher sales price. By pricing your property above its market value, your home sits on the market and becomes "stale bread" and "old news", and you are only helping your neighbors sell their competitively priced homes. Consequently, in order to generate the interest back, the price will have to be reduced below the competition, and eventually may result in discounted below market sale. 20 Tips for Selling Your Home
Chicago FSBO - Illinois For Sale By Owner. My Home Selling System & RE/MAX can bring your property in front of more prospective buyers than you can get on your own. Greater number of potential buyers will increase your chances for a higher sales price.
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REALTOR; Not every Illinois real estate agent is a REALTOR. A Realtor is a real estate professional who is a member of the National Association of Realtors (NAR) - North America largest trade association, representing over 1 million members (2006) - and subscribes to its strict Code of Ethics. This professional is committed to protecting and promoting private ownership of real property, establishing and maintaining high professional standards of practice, and creating unity in the National Association of Realtors organization and respect for the real estate profession. NAR membership is composed of residential and commercial real estate brokers, real estate salespeople, immovable property managers, appraisers, counselors, and others engaged in all aspects of the real estate industry, where a state license to practice is required. Members belong to one or more of 1,600+ local Associations of Realtors and Boards of Realtors such as the Chicago Association of Realtors or Illinois Association of Realtors. Common misspellings include: Chicago Relator, Chicago realator, Chicago realater, Chicago relater, Chicago realter, Chicago reltor, Chicago reeltor, Chicago reelter, Chicago realitor, Chicago realiter, Chicago reality, Iliinois realator, Iliinois realter, Iliinois relator, discount rebate realty real estate, Polish, Spanish, Poland, polish real estate agents in Chicago, Real Estate in USA and Poland.
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*Information and links contained on this site are provided for informational purposes only and should not be treated as legal advice. Results may vary. Consult an attorney or tax professional for advice regarding your own situation.
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MICHAEL SORENSEN - REMAX CITY REALTORS - Chicago Short Sale Specialist, CDPE - Certified Distressed Property Expert, Short Selling Homes in Chicago & Suburban Chicago Illinois Short Sales. Looking to Short Sell your Chicago or Northern Illinois Property? Call me at 773-987-8224 Chicago Real Estate Listings, Chicago ShortSale Homes For Sale, Chicago Pre Foreclosure Houses, Chicago Condos, Townhouses, Investment Properties, Luxury Homes, Bank Owned Foreclosed Proeprties, Chicago Foreclosure MLS Listings, New Construction, Waterfront Properties, Horse/ Equestrian/ Equine Properties, Golf Course Properties in Chicago and Suburbs of Chicago and Northern Illinois.
*Information and links contained on this site are provided for informational purposes only and should not be treated as legal advice. Promotional offers advertised here (if any) are good for services through MICHAEL SORENSEN ONLY and not valid through any other RE/MAX Agent or Broker. Each RE/MAX office is independently owned and operated.
MICHAEL SORENSEN SHORT SALE GROUP @ REMAX CITY CHICAGO ILLINOIS 7020 W. Higgins Ave Chicago, IL 60656
